:root{--ink:#0b1b2b;--mut:#5b6b7b;--line:#e4eaf0;--bg:#f4f7fa;--brand:#0f766e;--brand2:#14b8a6;--good:#047857;--r:18px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 -apple-system,BlinkMacSystemFont,"Inter","Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
a{color:inherit}

.site-head{position:absolute;inset:0 0 auto;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:#fff;text-decoration:none;letter-spacing:-.02em}
.brand .dot{opacity:.6;font-weight:600}
.mark{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--brand2),#22d3ee);color:#042f2e;font-weight:800}
.nav nav{display:flex;gap:24px}
.nav nav a{color:#cfe3ee;text-decoration:none;font-size:15px}
.nav nav a:hover{color:#fff}

.hero{background:radial-gradient(900px 400px at 85% -10%,rgba(20,184,166,.35),transparent 60%),radial-gradient(700px 400px at 0% 100%,rgba(56,189,248,.18),transparent 60%),#07202e;color:#fff;padding:130px 0 72px}
.eyebrow{display:inline-block;margin:0 0 18px;padding:6px 14px;border-radius:99px;background:rgba(255,255,255,.1);font-size:13px;color:#bfeee8}
h1{margin:0 0 16px;font-size:clamp(34px,6vw,60px);line-height:1.05;letter-spacing:-.03em;max-width:780px}
h1 em{font-style:normal;background:linear-gradient(90deg,#5eead4,#67e8f9);-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{max-width:600px;font-size:18px;color:#b9cddb;margin:0 0 36px}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;max-width:760px}
.stat{padding:18px 20px;border-radius:var(--r);background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);backdrop-filter:blur(6px)}
.stat span{display:block;font-size:13px;color:#9fb8c8}
.stat strong{display:block;font-size:30px;letter-spacing:-.02em;line-height:1.2}
.stat small{color:#7fa0b3}

main{margin-top:32px;position:relative;padding-bottom:40px}
.card{background:#fff;border-radius:var(--r);padding:28px;margin-bottom:24px;box-shadow:0 1px 2px rgba(11,27,43,.04),0 12px 32px rgba(11,27,43,.07)}
h2{margin:0 0 8px;font-size:26px;letter-spacing:-.02em}
h3{margin:6px 0}

.controls{display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between;margin-bottom:18px}
.tabs{display:inline-flex;padding:4px;background:var(--bg);border-radius:12px;gap:2px}
.tab{border:0;background:none;padding:9px 18px;border-radius:9px;font:inherit;font-weight:600;color:var(--mut);cursor:pointer}
.tab.on{background:#fff;color:var(--brand);box-shadow:0 1px 4px rgba(0,0,0,.12)}
.loan{font-size:14px;color:var(--mut);display:grid;gap:4px}
.inp{display:flex;align-items:center;gap:12px}
.inp output{min-width:110px;font-weight:700;color:var(--ink)}
input[type=range]{accent-color:var(--brand);width:220px}

.scroll{overflow-x:auto}
table{width:100%;border-collapse:collapse;min-width:780px}
th{text-align:left;font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--mut);padding:10px 8px;border-bottom:1px solid var(--line)}
td{padding:14px 8px;border-bottom:1px solid var(--line);vertical-align:middle}
tbody tr:last-child td{border-bottom:0}
tbody tr:hover{background:#f8fbfc}
tr.best-row{background:linear-gradient(90deg,rgba(20,184,166,.09),transparent)}
.rank{color:var(--mut);width:36px;font-weight:600}
.bank{display:flex;align-items:center;gap:10px;min-width:150px}
.bank small:nth-of-type(2){white-space:normal;max-width:150px;line-height:1.3}
.bank small{display:block;color:var(--mut);font-size:12px;white-space:nowrap}
.bank small.stale{color:#b45309}
.logo{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--c);color:#fff;font-weight:800;flex:none}
.rate{font-variant-numeric:tabular-nums;color:var(--mut);white-space:nowrap}
.rate.sel,th.sel{color:var(--ink);font-weight:800;font-size:17px;background:rgba(20,184,166,.06)}
th.sel{font-size:12px;color:var(--brand)}
.best{color:var(--good);font-weight:800}
.cost{white-space:nowrap;font-weight:700}
.cost small{display:block;font-weight:400;color:var(--mut);font-size:12px}
.btn{display:inline-block;padding:10px 16px;border-radius:11px;background:var(--brand);color:#fff;font-weight:700;text-decoration:none;white-space:nowrap;transition:.15s}
.btn:hover{background:#115e59;transform:translateY(-1px)}
.note{font-size:13px;color:var(--mut);margin:18px 0 0}

.savings-verdict{display:grid;gap:2px;margin:0 0 12px;padding:16px;border-radius:10px;background:linear-gradient(135deg,#0f766e,#0e7490);color:#fff}
.savings-verdict span{font-size:13px;color:#c6ede8}
.savings-verdict strong{font-size:26px;letter-spacing:-.02em;line-height:1.2}
.savings-verdict small{color:#c6ede8}
.savings-verdict.ok{background:#ecfdf5;color:var(--ink)}
.savings-verdict.ok span,.savings-verdict.ok small{color:var(--mut)}
.savings-verdict.ok strong{font-size:20px}
.calc-results p.cta-row{justify-content:flex-start;border-bottom:0}

.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:16px}
.grid3 b{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:rgba(20,184,166,.15);color:var(--brand)}
.grid3 p{margin:0;color:var(--mut)}

details{border-bottom:1px solid var(--line);padding:14px 0}
details:last-child{border:0}
summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between}
summary::after{content:"+";color:var(--brand);font-size:22px;line-height:1}
details[open] summary::after{content:"–"}
details p{margin:10px 0 0;color:var(--mut)}

footer{padding:40px 0 60px;color:var(--mut);font-size:13px}
footer p{max-width:760px}

@media(max-width:760px){
  .nav{height:auto;flex-wrap:wrap;row-gap:10px;padding-top:14px}
  .nav nav{width:100%;gap:20px;overflow-x:auto;scrollbar-width:none;padding-bottom:2px}
  .nav nav a{font-size:14px;white-space:nowrap}
  .hero{padding:110px 0 56px}
  .stats{grid-template-columns:1fr}
  .grid3{grid-template-columns:1fr}
  .card{padding:20px 16px}
  table{min-width:0}
  #tbl th[data-term]:not(.sel),#tbl td[data-term]:not(.sel),#tbl th:nth-child(1),#tbl td.rank{display:none}
  .bank small{display:none}
  .bank{min-width:0}
  td,th{padding:12px 6px}
  .btn{padding:9px 12px}
  input[type=range]{width:100%}
  .loan,.inp{width:100%}
}

.chart-card{min-width:0}
.chart-controls{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;margin:18px 0}
.chart-terms{display:flex;flex-wrap:wrap;gap:6px}
.chart-terms button{border:1px solid var(--line);border-radius:8px;background:#fff;padding:8px 12px;color:var(--mut);font:inherit;font-size:14px;cursor:pointer}
.chart-terms button.on,.chart-terms button:hover{border-color:var(--brand);color:var(--brand);background:#eefaf8}
.chart-controls label{display:flex;align-items:center;gap:8px;color:var(--mut);font-size:14px}
.chart-controls select,.calculator input,.calculator select{min-height:42px;padding:8px 12px;border:1px solid #cbd5df;border-radius:8px;background:#fff;color:var(--ink);font:inherit}
[data-chart-canvas]{display:block;width:100%;height:250px}
.chart-status{min-height:24px;color:var(--mut);font-size:13px}
.chart-fallback{min-width:0!important;max-width:560px;font-size:14px}
.chart-fallback th{text-transform:none;letter-spacing:0}
.muted{color:var(--mut)}
.index-value{font-size:44px;font-weight:800;line-height:1.15;color:var(--brand);margin:8px 0}
.calculator{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;max-width:760px;margin:18px 0}
.calculator>label{display:grid;gap:6px;font-size:14px;font-weight:600;color:var(--ink)}
.calc-results{grid-column:1/-1;padding:18px;border-radius:10px;background:#f4f7fa}
.calc-results h3{margin:0 0 10px}
.calc-results p{display:flex;justify-content:space-between;gap:20px;margin:8px 0;padding-bottom:8px;border-bottom:1px solid var(--line)}
.calc-results p:last-child{border-bottom:0;padding-bottom:0}
.calc-results strong{font-variant-numeric:tabular-nums;text-align:right}
.disclaimer{color:var(--mut);font-size:13px}
@media(max-width:760px){
  .calculator{grid-template-columns:1fr}
  .calculator>label,.calc-results{grid-column:1}
  .chart-controls{align-items:flex-start}
  .chart-terms{width:100%}
  .chart-terms button{flex:1 1 auto;padding:8px}
  [data-chart-canvas]{height:220px}
  .index-value{font-size:36px}
  table.bank-rates{min-width:0}
  table.bank-rates th:nth-child(n+4),table.bank-rates td:nth-child(n+4){display:none}
  table.bank-rates th,table.bank-rates td{padding-left:4px;padding-right:4px;font-size:12px}
  table.bank-rates th:first-child,table.bank-rates td:first-child{width:31%}
  table.bank-rates th:nth-child(2),table.bank-rates td:nth-child(2),table.bank-rates th:nth-child(3),table.bank-rates td:nth-child(3){width:34%}
}

.review{white-space:nowrap;font-size:13px}
.review a{display:inline-block;text-decoration:none;color:inherit;padding:6px 10px;margin:-6px -10px;border-radius:10px;transition:.15s}
.review a:hover{background:#eefaf5;box-shadow:inset 0 0 0 1px #00b67a}
.review a:hover b{color:#00b67a;text-decoration:underline}
.review a:hover small::after{content:" ↗";color:#00b67a}
.rv{display:flex;align-items:center;gap:6px}
.review b{color:var(--ink)}
.review small{display:block;color:var(--mut);font-size:12px}
/* Fem stjärnor som mask över en tvåfärgad bakgrund; --p = andel ifylld, så halva stjärnor delas exakt på mitten. */
.stars{--p:0%;--c:#00b67a;--star:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 17.27L18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z'/%3E%3C/svg%3E");display:inline-block;flex:none;width:80px;height:16px;background:linear-gradient(90deg,var(--c) var(--p),#dcdce6 var(--p));-webkit-mask:var(--star) 0 0/16px 16px repeat-x;mask:var(--star) 0 0/16px 16px repeat-x}
@media(max-width:760px){th.review,td.review{display:none}}

.switch{display:inline-flex;align-items:center;gap:10px;font-size:14px;font-weight:600}
.switch button{font:inherit;border:0;background:none;cursor:pointer;color:var(--mut);padding:4px 0}
.switch .on{color:var(--ink)}
.sw{position:relative;width:48px;height:26px;border-radius:99px;background:#cbd5df!important;padding:0!important;transition:.2s}
.sw i{position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.3);transition:.2s}
.sw.avg{background:var(--brand)!important}
.sw.avg i{left:25px}
.sw:focus-visible{outline:2px solid var(--brand2);outline-offset:2px}
.rate .alt{display:block;font-size:11px;font-weight:500;color:var(--mut);white-space:nowrap}
.rate .alt em{font-style:normal;color:var(--ink)}
tr.na{opacity:.5}
.controls{row-gap:14px}
@media(max-width:760px){.switch{width:100%}}
.controls{justify-content:flex-start;gap:14px 36px}
td{padding-left:6px;padding-right:6px}

.th-sort{font:inherit;text-transform:inherit;letter-spacing:inherit;color:inherit;background:none;border:0;padding:0;cursor:pointer;display:inline-flex;align-items:center;gap:4px}
.th-sort::after{content:"↕";opacity:.35}
.th-sort:hover{color:var(--brand)}
th[aria-sort=ascending],th[aria-sort=descending]{color:var(--brand);background:rgba(20,184,166,.06)}
th[aria-sort=ascending] .th-sort::after{content:"↑";opacity:1}
th[aria-sort=descending] .th-sort::after{content:"↓";opacity:1}
.logo.img{background:#fff;box-shadow:inset 0 0 0 1px var(--line);overflow:hidden}
.logo.img img{width:100%;height:100%;object-fit:contain;display:block}

.lead-sm{color:var(--mut);margin:0 0 16px;max-width:720px}
table.spec .rate{color:var(--ink)}
table.spec tr:not(.terms) td{border-bottom:0;padding-bottom:6px}
table.spec tr.terms td{padding-top:0;padding-left:58px;font-size:13px;line-height:1.5;color:var(--mut)}
table.spec tbody tr:hover{background:none}
.btn.ghost{background:#fff;color:var(--brand);box-shadow:inset 0 0 0 1.5px var(--brand)}
.btn.ghost:hover{background:#eefaf8}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:14px}
.service-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px;margin-top:14px}
.service{min-width:0;display:flex;flex-direction:column;gap:12px;padding:20px;border:1px solid var(--line);border-radius:14px}
.service p{margin:0;color:var(--mut);flex:1}
.service .btn{align-self:flex-start}
.service-head{display:flex;align-items:center;gap:12px}
.service-head h3{margin:0}
.service-head small{display:block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--brand)}
@media(max-width:760px){.grid2{grid-template-columns:1fr}table.spec tr.terms td{padding-left:6px}}

/* ---------- Undersidor: banker, snitträntor, artiklar, om oss ---------- */
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
:focus-visible{outline:2px solid var(--brand2);outline-offset:2px}
.nav nav a[aria-current=page]{color:#fff;font-weight:600}
.hero.sub{padding:112px 0 56px}
.hero.sub h1{font-size:clamp(30px,5vw,46px);max-width:900px}
.hero.sub .lead{margin-bottom:12px;max-width:680px}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0 0 18px;font-size:13px;color:#9fb8c8}
.crumbs li+li::before{content:"›";margin-right:6px;opacity:.6}
.crumbs a{color:#bfeee8;text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.meta{margin:14px 0 0;font-size:14px;color:#9fb8c8}
.bank-title{display:inline-flex;align-items:center;gap:16px}
.bank-title .logo{width:56px;height:56px;border-radius:16px}

table.data{min-width:520px}
table.data caption{caption-side:top;text-align:left;font-size:13px;color:var(--mut);padding:0 0 10px}
table.data td small,table.data th small{color:var(--mut);font-weight:400;text-transform:none;letter-spacing:0}
.bank-link{display:inline-flex;align-items:center;gap:10px;text-decoration:none}
.bank-link:hover strong{color:var(--brand);text-decoration:underline}
.bank-link .logo{width:32px;height:32px;border-radius:9px;font-size:14px}
#tbl .bank .name{font-weight:700;text-decoration:none}
#tbl .bank .name:hover{color:var(--brand);text-decoration:underline}
.cta-row{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 0}
.cards-row{margin-top:0}
.cards-row .card{margin-bottom:0}
.cards-row+.card,.cards-row{margin-bottom:24px}
.big-rating{display:flex;align-items:center;gap:10px;font-size:20px;margin:6px 0}
.big-rating .stars{width:100px;height:20px;-webkit-mask-size:20px 20px;mask-size:20px 20px}
.prose-card ul{padding-left:20px;margin:8px 0 16px}
.prose-card li{margin:8px 0}

.prose{max-width:820px}
.prose>*:first-child{margin-top:0}
.prose h2{margin:36px 0 10px;font-size:26px}
.prose h3{margin:26px 0 8px;font-size:20px}
.prose p,.prose li{font-size:17px;line-height:1.7}
.prose ul,.prose ol{padding-left:22px}
.prose li{margin:6px 0}
.prose a{color:var(--brand);text-underline-offset:3px}
.prose table{min-width:0;margin:18px 0;font-size:15px}
.prose td,.prose th{padding:10px 12px}
.prose th{text-transform:none;font-size:13px;letter-spacing:0}
.prose table.data{min-width:520px}
.disclaimer{margin-top:32px;padding-top:16px;border-top:1px solid var(--line);font-size:14px!important;color:var(--mut)}

.article-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:12px}
.article-card{display:flex;flex-direction:column;gap:6px;padding:20px;border:1px solid var(--line);border-radius:14px;text-decoration:none;transition:.15s}
.article-card:hover{border-color:var(--brand2);box-shadow:0 10px 26px rgba(11,27,43,.08);transform:translateY(-2px)}
.article-card small{color:var(--mut);font-size:12px}
.article-card h3{margin:0;font-size:18px;line-height:1.3}
.article-card p{margin:0;color:var(--mut);font-size:15px;flex:1}
.article-card .more{color:var(--brand);font-weight:700;font-size:14px}

.callout{margin-top:22px;padding:16px 18px;border-radius:12px;background:#eefaf8;border-left:4px solid var(--brand2)}
.callout a{color:var(--brand);font-weight:600}

footer{background:#07202e;color:#9fb8c8;margin-top:24px;padding:48px 0 56px}
footer a{color:#cfe3ee;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
footer strong{color:#fff}
.foot-grid{display:grid;grid-template-columns:2fr 2fr 1fr;gap:32px;margin-bottom:28px}
.foot-grid ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot-grid ul.cols{grid-template-columns:repeat(2,1fr)}
.foot-h{margin:0 0 12px;color:#fff;font-weight:700}

@media(max-width:900px){.article-cards{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){
  .article-cards,.foot-grid{grid-template-columns:1fr}
  .hero.sub{padding:96px 0 44px}
  .prose p,.prose li{font-size:16px}
  table.data{min-width:480px}
}

@media(max-width:760px){table.data.bank-rates{min-width:0}}
.chart-legend{display:flex;flex-wrap:wrap;gap:6px 18px;margin:8px 0 2px;font-size:13px;color:var(--mut)}
.chart-legend i{display:inline-block;width:14px;height:3px;border-radius:2px;margin-right:6px;vertical-align:middle}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin:0 0 18px}
.kpi{display:grid;gap:2px;padding:14px 16px;border:1px solid var(--line);border-radius:12px;background:#fbfcfd}
.kpi span{font-size:13px;color:var(--mut)}
.kpi strong{font-size:22px;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.kpi strong small{font-size:13px;font-weight:600;color:var(--mut)}
.kpi>small{font-size:12px;color:var(--mut)}

/* ---------- Artiklar: centrerad läskolumn ---------- */
.narrow{max-width:800px;margin-left:auto;margin-right:auto}
.wrap.narrow{padding:0 20px}
.narrow-hero h1{font-size:clamp(30px,4.6vw,44px)}
.eyebrow-icon{display:inline-flex;vertical-align:-4px;margin-right:8px;color:#5eead4}
.article-body{padding:44px 52px}
.prose.article-body{max-width:none}
.article-body>p:first-child{font-size:19px;line-height:1.65;color:#22313f}
.prose h2{padding-top:8px;scroll-margin-top:20px}
.prose h2::before{content:"";display:block;width:36px;height:3px;border-radius:2px;background:var(--brand2);margin-bottom:14px}
.toc{margin:26px 0 8px;padding:18px 22px;border:1px solid var(--line);border-radius:14px;background:#f8fbfc}
.toc p{margin:0 0 8px!important;font-size:13px!important;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--mut)}
.toc ol{margin:0;padding-left:20px}
.toc li{margin:4px 0;font-size:15px!important}
.toc a{text-decoration:none}
.toc a:hover{text-decoration:underline}
.prose .example{margin:22px 0;padding:16px 20px;border-radius:12px;background:#eefaf8;border-left:4px solid var(--brand2)}
.prose .example strong:first-child{display:block;margin-bottom:2px;color:var(--brand)}
.sources{margin-top:40px;padding:20px 24px;border-radius:14px;background:#f6f8fa}
.sources h2{margin-top:0;font-size:18px}
.sources h2::before{display:none}
.sources li,.sources p{font-size:14px!important;line-height:1.55}
.prose .scroll{margin:18px 0}

/* ---------- Diagram ---------- */
.bar-chart,.chart-figure{margin:28px 0;padding:20px 22px;border:1px solid var(--line);border-radius:14px;background:#fff}
.bar-chart figcaption,.chart-figure h3{margin:0 0 12px;font-weight:700;font-size:16px}
.bars{display:grid;gap:12px}
.bar-row{display:grid;grid-template-columns:minmax(110px,32%) 1fr;gap:12px;align-items:center}
.bar-label{font-size:14px;line-height:1.3;color:#334155}
.bar-track{display:grid;gap:4px}
.bar{position:relative;width:var(--w);min-width:2px;height:22px;border-radius:6px;background:var(--c)}
.bar span{position:absolute;left:calc(100% + 8px);top:50%;transform:translateY(-50%);font-size:13px;font-weight:700;white-space:nowrap;font-variant-numeric:tabular-nums;color:var(--ink)}
.bar-track{padding-right:92px}
.bar-note{margin:12px 0 0!important;font-size:13px!important;color:var(--mut)}
.chart-figure canvas{width:100%}

/* ---------- Ikoner ---------- */
.card-icon{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,#e6faf6,#dff3fb);color:var(--brand);margin-bottom:6px}
.calc-card .card-icon{width:52px;height:52px;border-radius:14px}
.hero-lead-row{display:flex;align-items:center;justify-content:space-between;gap:24px}
.hero.sub .hero-lead-row .lead{margin-bottom:0;min-width:0}
.hero-cta{margin:0;flex-shrink:0}
@media(max-width:600px){.hero-lead-row{gap:16px}.hero-lead-row .hero-cta .btn{padding:12px 14px}}
.hero-cta .btn{padding:12px 22px;font-size:16px}

@media (max-width:640px){
  .article-body{padding:26px 20px}
  .article-body>p:first-child{font-size:17px}
  .bar-row{grid-template-columns:1fr;gap:4px}
  .bar-chart,.chart-figure{padding:16px}
}

/* ---------- Interaktiva kalkylatorer ---------- */
.calculator.calc-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px;max-width:none;align-items:start}
.calc-layout .calc-inputs,.calc-layout .calc-results{grid-column:auto}
.calc-inputs h3,.calc-layout .calc-results h3{margin:0 0 14px;font-size:18px}
.field{margin:0 0 18px}
.field label{display:block;margin-bottom:6px;font-size:14px;font-weight:600}
.field-row{display:grid;grid-template-columns:1fr 150px;gap:12px;align-items:center}
.field input[type=range]{width:100%;accent-color:var(--brand);height:28px}
.num{display:flex;align-items:center;border:1px solid #cbd5df;border-radius:8px;background:#fff;overflow:hidden}
.num:focus-within{border-color:var(--brand);box-shadow:0 0 0 3px rgba(20,184,166,.18)}
.calculator .num input{flex:1;min-width:0;border:0;min-height:40px;padding:6px 8px 6px 12px;text-align:right;font:inherit;font-variant-numeric:tabular-nums;background:transparent}
.calculator .num input:focus{outline:none}
.num em{padding:0 12px 0 4px;font-style:normal;color:var(--mut);font-size:14px}
.calc-layout .calc-results{padding:22px;border-radius:14px;background:#f4f7fa}
.calc-kpis{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px;margin:0 0 14px}
.calc-kpis div{display:grid;gap:2px;padding:14px 16px;border-radius:12px;background:#fff;border:1px solid var(--line)}
.calc-kpis span{font-size:13px;color:var(--mut)}
.calc-kpis strong{font-size:24px;letter-spacing:-.02em;color:var(--brand);font-variant-numeric:tabular-nums;text-align:left}
.calc-kpis small{font-size:12px;color:var(--mut)}
.calc-visual{grid-column:1/-1;display:grid;grid-template-columns:1fr;gap:0;align-items:start}
.calc-visual>*{margin:8px 0!important}
.calc-visual>details,.calc-visual>.calc-warn{grid-column:1/-1}
.calc-warn{padding:12px 16px;border-radius:10px;background:#fef2f2;color:#991b1b;border-left:4px solid #dc2626}
.stack{display:flex;height:42px;border-radius:10px;overflow:hidden;margin:6px 0 12px}
.stack div{width:var(--w);background:var(--c);display:flex;align-items:center;justify-content:center;color:#fff;font-size:13px;min-width:0}
.stack b{white-space:nowrap;overflow:hidden}
.gauge{position:relative;height:18px;margin:34px 0 8px;border-radius:99px;background:linear-gradient(90deg,#d1fae5 0 50%,#fef3c7 50% 70%,#fee2e2 70% 90%,#e5e7eb 90%)}
.gauge-fill{position:absolute;inset:0 auto 0 0;width:var(--w);border-radius:99px;background:linear-gradient(90deg,var(--brand),var(--brand2));opacity:.85}
.gauge i{position:absolute;left:var(--x);top:-6px;bottom:-6px;width:2px;background:#334155}
.gauge i span{position:absolute;bottom:calc(100% + 4px);left:50%;transform:translateX(-50%);font-size:12px;font-style:normal;white-space:nowrap;color:#334155}
.gauge-zones{display:grid;grid-template-columns:50% 20% 30%;font-size:12px;color:var(--mut)}
.gauge-zones span:nth-child(2),.gauge-zones span:nth-child(3){padding-left:4px}
details.plan{border:1px solid var(--line);border-radius:12px;padding:12px 16px}
details.plan summary{cursor:pointer;font-weight:700}
@media (max-width:860px){
  .calculator.calc-layout,.calc-visual{grid-template-columns:minmax(0,1fr)}
  .calc-layout .calc-results{position:static}
}
@media (max-width:420px){
  .field-row{grid-template-columns:minmax(0,1fr) 140px;gap:10px}
  .calculator .num input{padding-left:6px}
  .calc-kpis strong{font-size:clamp(16px,4.6vw,20px)}
  .calc-kpis div{padding:12px}
}
.chart-figure.wide{grid-column:1/-1}
.chart-figure{position:relative}
.chart-figure canvas{cursor:crosshair;touch-action:pan-y}
.plot-tip{position:absolute;z-index:2;display:grid;gap:3px;min-width:180px;padding:10px 12px;border-radius:10px;background:#0b1b2b;color:#e2e8f0;font-size:13px;box-shadow:0 8px 24px rgba(11,27,43,.25);pointer-events:none}
.plot-tip b{color:#fff}
.plot-tip span{display:flex;align-items:center;gap:6px;white-space:nowrap}
.plot-tip i{width:10px;height:3px;border-radius:2px}
.plot-tip strong{color:#fff;margin-left:auto;padding-left:8px;font-variant-numeric:tabular-nums}
.credit-check{display:flex;gap:16px;align-items:flex-start;margin-top:24px;padding:20px 22px;border-radius:14px;background:linear-gradient(135deg,#eefaf8,#eef6fb);border:1px solid #cdeee8}
.credit-check h3{margin:0 0 6px}
.credit-check p{margin:0 0 14px;color:#334155}
.credit-check .card-icon{flex:none;margin:0}
@media (max-width:560px){.credit-check{flex-direction:column}}
.adv-toggle{margin:4px 0 16px}
.advanced-fields{padding:16px 18px 2px;margin:0 0 8px;border:1px dashed #cbd5df;border-radius:12px;background:#fbfcfd}
.adv-note{margin:0 0 14px;font-size:13px;color:var(--mut)}
.toggle-field label{display:flex;align-items:center;gap:10px;font-weight:600;cursor:pointer}
.toggle-field input{width:20px;height:20px;accent-color:var(--brand)}

/* ---------- Banköversikt ---------- */
.bank-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.bank-card{display:flex;flex-direction:column;gap:14px;padding:18px;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--ink);transition:.15s}
.bank-card:hover{border-color:var(--brand2);box-shadow:0 10px 26px rgba(11,27,43,.08);transform:translateY(-2px)}
.bank-card-head{display:flex;align-items:center;gap:12px}
.bank-card-head>span{display:grid;min-width:0}
.bank-card-head strong{font-size:17px;line-height:1.25}
.bank-card-head small{font-size:12px;color:var(--mut)}
.bank-card .logo{flex:none}
.bank-rank{margin-left:auto;font-style:normal;font-size:13px;font-weight:700;color:var(--mut)}
.bank-card-rates{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;padding:12px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.bank-card-rates>span{display:grid;gap:2px}
.bank-card-rates small{font-size:11px;color:var(--mut);line-height:1.2}
.bank-card-rates b{font-size:17px;font-variant-numeric:tabular-nums}
.bank-card-rates b.best{color:var(--good)}
.bank-card .more{color:var(--brand);font-weight:700;font-size:14px}
@media (max-width:900px){.bank-cards{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.bank-cards{grid-template-columns:1fr}}

/* Dolda element ska vara dolda även när en klass sätter display. */
[hidden]{display:none!important}

/* Mobil: menyraden under logotypen tar plats, så hjälten börjar längre ned. */
@media(max-width:760px){.hero{padding-top:128px}.hero.sub{padding-top:120px}}

.m-cost{display:none}
@media(max-width:760px){
  /* Huvudtabellen: bank, ränta (med månadskostnad under) och knapp får plats utan sidscroll. */
  #tbl th:nth-last-child(3),#tbl td.cost{display:none}
  #tbl .m-cost{display:block;font-size:11px;font-weight:400;color:var(--mut);white-space:nowrap}
  #tbl .bank{gap:8px}
  #tbl .bank .logo{width:30px;height:30px;border-radius:8px}
  #tbl .bank .name{font-size:14px;line-height:1.25;hyphens:auto;-webkit-hyphens:auto}
  #tbl td.cta .btn{padding:8px 10px;font-size:13px;white-space:nowrap}
  #tbl td,#tbl th{padding-left:4px;padding-right:4px}
  /* Specialistbankerna som kort: räntorna med etikett, villkoren i full bredd. */
  table.spec,table.spec tbody{display:block;min-width:0;width:100%}
  table.spec thead{display:none}
  table.spec tr:not(.terms){display:flex;flex-wrap:wrap;align-items:flex-end;gap:8px 18px;padding-top:16px;border-top:1px solid var(--line)}
  table.spec tr:not(.terms) td{padding:0;border:0}
  table.spec td.bank{width:100%}
  table.spec td.rate{display:flex;flex-direction:column;font-weight:700}
  table.spec td.rate::before{content:attr(data-label);font-size:11px;font-weight:600;color:var(--mut);text-transform:uppercase}
  table.spec td.rate.empty{display:none}
  table.spec td.cta{margin-left:auto}
  table.spec tr.terms{display:block}
  table.spec tr.terms td{display:block;padding:8px 0 16px;border:0}
}
.calc-results p.calc-note{display:block;font-size:13px;color:var(--mut);line-height:1.5;border-bottom:0;margin-top:6px}
/* Reglaget sköter stegningen; pilknapparna i sifferfälten tar bara plats. */
.calculator .num input::-webkit-outer-spin-button,.calculator .num input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.calculator .num input[type=number]{-moz-appearance:textfield;appearance:textfield}
/* Fristående textsidor (Om oss, Redaktionen) centreras som artiklarna. */
main>.card.prose{max-width:800px;margin-left:auto;margin-right:auto}
.services .lead-sm{margin:-4px 0 18px;color:var(--mut);max-width:720px}
.services-one{max-width:560px}
/* Nyhetsbrev */
.newsletter{display:grid;grid-template-columns:1.3fr 1fr;gap:16px 28px;align-items:center;background:linear-gradient(135deg,#ecfdf9,#fff 70%)}
.nl-text{display:flex;gap:14px;align-items:flex-start}
.nl-text .card-icon{flex:none;margin:0}
.nl-text h2{margin:0 0 4px}
.nl-text p{margin:0;color:var(--mut)}
.nl-form{display:flex;gap:8px}
.nl-form input[type=email]{flex:1;min-width:0;padding:11px 14px;border:1px solid var(--line);border-radius:11px;font:inherit;background:#fff}
.nl-form input[type=email]:focus{outline:2px solid var(--brand2);outline-offset:1px;border-color:transparent}
.nl-form .btn{border:0;font:inherit;font-weight:700;cursor:pointer}
.nl-form .btn:disabled{opacity:.6;cursor:default}
.nl-hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.nl-consent{grid-column:1/-1;margin:0;font-size:13px;color:var(--mut)}
.nl-done{margin:0;font-weight:600;color:var(--good)}
.narrow .newsletter{grid-template-columns:1fr}
@media(max-width:760px){.newsletter{grid-template-columns:1fr}.nl-form{flex-direction:column}.nl-form .btn{align-self:stretch;text-align:center}}
/* Har du svårt att få bolån? */
.svar-note{margin:0 0 4px;padding:14px 18px;border-radius:12px;background:#fff7ed;border-left:4px solid #f59e0b;font-size:15px}
.svar-note strong{display:block;color:#9a3412}
.svar-card .service-head{flex-wrap:wrap;align-items:flex-start}
.svar-rate{margin:0 0 0 auto;text-align:right;line-height:1.2}
.svar-rate small{display:block;font-size:12px;color:var(--mut);font-weight:600}
.svar-rate strong{font-size:24px;letter-spacing:-.02em;font-variant-numeric:tabular-nums;white-space:nowrap}
.svar-card>p{margin:0;color:var(--ink)!important;flex:0 0 auto!important}
.svar-facts{display:grid;grid-template-columns:auto 1fr;gap:8px 16px;margin:0;padding:14px 0 0;border-top:1px solid var(--line);font-size:14px;flex:1;align-content:start}
.svar-facts dt{color:var(--mut)}
.svar-facts dd{margin:0}
.svar-foot{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap}
.svar-foot small{color:var(--mut);font-size:12px}
@media(max-width:520px){.svar-rate{margin:0;text-align:left;width:100%}.svar-facts{grid-template-columns:1fr;gap:2px}.svar-facts dd{margin-bottom:8px}}
/* Bästa listräntan just nu */
.best-tabs{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 14px;padding:4px;background:#f1f5f8;border-radius:12px;width:fit-content}
.best-card{max-width:760px}
.best-panel{display:flex;flex-direction:column;gap:12px}
.best-panel .service-head{flex-wrap:wrap}
.best-rate{margin-left:auto;font-size:30px;letter-spacing:-.02em;color:var(--good);font-variant-numeric:tabular-nums}
.best-facts{display:flex;flex-wrap:wrap;gap:6px 8px}
.best-facts span{font-size:13px;color:var(--ink);background:#eefaf8;border-radius:999px;padding:4px 10px}
.best-review{display:flex;align-items:center;gap:6px;flex-wrap:wrap;color:var(--ink)!important}
.best-review span{color:var(--mut);font-size:14px}
.best-panel .cta-row{margin:4px 0 0}
@media(max-width:760px){.best-rate{font-size:24px}.best-tabs{width:auto;flex-wrap:nowrap;gap:2px}.best-tabs .tab{flex:1;padding:8px 4px;font-size:14px;white-space:nowrap}}
main.wrap{margin-top:32px}
@media(max-width:760px){main.wrap{margin-top:20px}}

/* ---------- Mobilanpassning (≤ 760 px) ---------- */
@media(max-width:760px){
  /* Hjälten: nyckeltalen sida vid sida i stället för tre staplade rutor. */
  h1{font-size:clamp(28px,8vw,34px);line-height:1.1}
  .lead{font-size:16px;margin-bottom:22px}
  .stats{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
  .stat{padding:12px 10px;border-radius:12px}
  .stat span{font-size:11px;line-height:1.25}
  .stat strong{font-size:20px;margin:2px 0}
  .stat small{font-size:11px;line-height:1.25;display:block}
  /* Rubriker i korten: mindre och tätare. */
  h2,.prose h2{font-size:22px;line-height:1.2}
  .card h2{margin-bottom:10px}
  /* Flikarna för bindningstid på en rad. */
  .tabs{display:flex;width:100%}
  .tab{flex:1;padding:9px 4px;white-space:nowrap;font-size:14px}
  /* Huvudtabellen: plats för hela banknamnet utan avstavning. */
  #tbl .bank .logo{width:26px;height:26px;border-radius:7px}
  #tbl .bank{gap:7px}
  #tbl .bank .name{font-size:13.5px;hyphens:manual;-webkit-hyphens:manual;overflow-wrap:normal}
  #tbl td.rate{font-size:15px}
  /* Knappen flyttar in under banknamnet; egen kolumn tar för mycket plats. */
  #tbl th:last-child,#tbl td.cta{display:none}
  #tbl .m-cta{display:inline-block;margin-top:6px;padding:6px 12px;font-size:13px}
  #tbl .bank{align-items:flex-start}
  #tbl .bank>span{display:flex;flex-direction:column;align-items:flex-start}
  /* Knappar som staplas blir lika breda. */
  .cta-row{flex-direction:column;align-items:stretch}
  .cta-row .btn,.service .btn{text-align:center;align-self:stretch}
  .best-panel .service-head{flex-wrap:nowrap}
  .best-rate{font-size:22px}
}
.m-cta{display:none}

/* Radbrytningar: rubriken i besparingsrutan vänsterställs som resten av rutan. Resultatrader
   (etikett + värde) får bryta så att värdet hamnar på en egen rad i stället för att delas upp. */
.savings-verdict strong{text-align:left}
.calc-results p{flex-wrap:wrap;column-gap:16px;row-gap:2px}
.calc-results p>span{flex:1 1 150px}
.calc-results p>strong{flex:0 1 auto;margin-left:auto}